How To Deal With Insurance Claims After A Storm

do your research before filing an insurance claim after a storm. Tips for filing insurance claims after a storm damages your home.

If a homeowners property is damaged in a storm the first instinct is to file an insurance claim in order to restore their home to pre loss condition.  However, there are some tips to follow to ensure homeowners are fully compensated for the damages.  Here are some tips homeowners need to know before filing an insurance claim after a storm.

Gathering Documentation

A homeowners best tool for insurance claims is documentation of the incident and documentation on the value of the assets damaged.  This could include invoices for the cost of your roof, siding, windows, and more.  Homeowners will also want to document the damage by taking photos of the damaged areas of the home.  If hail is involved then homeowners would want to document the size of the hail.  Do this by taking photographs with a ruler to show the size of the hail that caused the damage.

 

Hire A Trusted & Experienced Roofing Contractor

A trusted roofing contractor will be able to accurately assess the damage of your property.  Homeowners will want to have this inspection and assessment of damage performed before filing an insurance claim.  An experienced roofing contractor will most likely have experience dealing with repairs covered by insurance claims.  These types of roofing contractors should have a better working knowledge of different insurance policies and what is covered. 

 

Consider Hiring A Public Adjuster

Insurance companies can deny or fight homeowners on an initial claim and cause a homeowner to pay more out of pocket costs.  Public insurance adjusters like Central Adjusting Group, LLC are experts and will be able to negotiate with the insurance companies.  This is to ensure that the customer is properly compensated for damages. 

 

What To Remember

Its important to remember that documentation will be your best tool for filing a successful claim.  Insurance companies will do what they can to limit what you are paid for your damages.  A trusted and experienced roofing contractor will be able to help document and provide accurate estimates of the damages sustained.  If you have questions regarding insurance claims or inspections of storm damage give us a call!

 

Sources:
https://claimsmate.com/dealing-with-roof-damage-insurance-claims-and-roofing-inspections/

Matt Kowalis

Matt Kowalis

Marketing Manager for Central Roofing LLC

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About Central Roofing

Central Roofing is a top quality roofing company in Sullivan, IL that likewise operates in Mattoon and Champaign, and the rest of Illinois. We offer a wide array of roofing services to property owners like you. We have been the leading go-to roofing company of homeowners, business owners, and property managers for almost a decade now here in Illinois.

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