If a homeowner’s property is damaged in a storm, the first instinct is to file an insurance claim in order to restore their home to pre-loss condition. However, there are some tips to follow to ensure homeowners are fully compensated for the damages.
Gathering Documentation
A homeowner’s best tool for insurance claims is documentation of the incident and documentation on the value of the assets damaged. This would include invoices for the cost of your roof, siding, windows, and more. Homeowners will also want to document the damage by taking photos of the damaged areas. If hail is involved, then homeowners would want to document the size of the hail. Do this by taking photographs with a ruler to show the size of the hail that caused the damage.
Hire A Trusted & Experienced Roofing Contractor
A trusted roofing contractor will be able to accurately assess the damage of your property. Homeowner’s will want to have this inspection and assessment of damage performed before filing an insurance claim. Experience and top rated roofing contractors should have a better working knowledge of different insurance policies and what is covered.
Consider Hiring A Public Adjuster
Insurance companies can deny or fight homeowners on an initial claim and cause a homeowner to pay more out of pocket costs. Public insurance adjusters like Central Adjusting Group, LLC are experts and will be able to negotiate with the insurance companies. This is to ensure that the customer is properly compensated for damages.
What To Remember
Its important to remember that documentation will be your best tool for filing a successful claim. Insurance companies will do whatever they can to limit what you are paid for ydamages. A trusted and experienced roofing contractor will be able to help document and provide accurate estimates of the damages sustained. If you have questions regarding insurance claims or inspections of storm damage give us a call!
Sources:
https://claimsmate.com/dealing-with-roof-damage-insurance-claims-and-roofing-inspections/
Matt Kowalis
Marketing Manager for Central Roofing LLC
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About Central Roofing
Central Roofing is a top quality roofing company in Sullivan, IL that likewise operates in Mattoon and Champaign, and the rest of Illinois. We offer a wide array of roofing services to property owners like you. We have been the leading go-to roofing company of homeowners, business owners, and property managers for almost a decade now here in Illinois.
